Luxury Gulf-View STR Investment Retreat with a Private Pool & 20 steps to Beach access.
Opportunities this close to the Gulf with this level of walkability, capacity, and rental appeal are limited.
Prime Location. High STR Demand. Direct Gulf access with Private Pool. Investment-Grade Coastal Living.
This is as close as you get to having the BEST of the BEST compared to any other.
This exceptional 4BR/3.5BA Gulf-View coastal retreat offers a rare blend of refined beach living and high-performing investment potential--just 20 steps from the sugar-white sands and emerald waters of the Gulf.
Welcome to a luxury property designed for those who expect more: Privacy, Proximity, and more return on lifestyle and short-term rental investment income potential.
What truly sets this property apart is its rare proximity to the sandy Beaches--guests can step out the door and be on the beach in seconds. Combined with panoramic Gulf views, outdoor dining spaces, and a highly desirable layout, this home consistently checks the boxes that will drive higher nightly rates, strong occupancy, and repeat bookings.
- Perfect vacation rental appeal with accommodations for up to 12 guests comfortably.
- 20 Steps away from beach access (#8) with direct Gulf Views
- Private pool with LED lighting at night (seasonally heated)
- Walkable to beachfront dining including Schooner's beachfront Restaurant.
- Minutes to St. Andrews State Park, Shell Island excursions, incredible dining, entertainment & all that Panama City Beach and 30a has to offer.
- Strong appeal for short-term rental investors, second-home buyers, or luxury vacation ownership
- Parking for up to 4 vehicles
Designed for comfort, scale, and seamless indoor-outdoor living, this three-level home offers multiple entertaining zones, private retreats, and elevated Gulf-facing outdoor spaces.
FIRST FLOOR: Entertain & Unwind
A spacious open-concept layout anchors the home, featuring a large living area, dining space, and a fully equipped kitchen designed for hosting and comfort
Ground-floor bedroom suite with private pool access. Full bath with dual access (guest + ensuite). Expansive laundry room with owner lockout storage. Direct access to private fenced pool, grilling, and lounge area.
SECOND FLOOR: Elevated Comfort
Primary Suite with king bed, Gulf-facing balcony, dual walk-in closets, a large ensuite bath with a spa-inspired jacuzzi bath featuring soaking tub, and separate walk-in tiled shower.
Additional guest bedroom with bunk configuration (ideal for maximizing occupancy and rental revenue), full ensuite bath with abundant storage throughout.
THIRD FLOOR: Premium Experience Level
A standout feature for both lifestyle buyers and rental performance:
Oversized 3 bunk suite + sleeper sofa. A mini wet bar and a mini fridge for convenience and entertaining.
Expansive Gulf-View Terrace designed for sunset dining and elevated outdoor living.
This upper-level balcony delivers the ''million-dollar view'' experience--panoramic Gulf vistas, coastal breezes, and unforgettable sunset exposures that will drive both guest satisfaction and repeat bookings.
Morning coffee with ocean air. Afternoons by the pool or on the sandy Beach. Evenings defined by Gulf-Front sunsets painted in vivid coastal hues.
This is more than a home--it's a fully immersive coastal asset designed to generate both memories and measurable returns.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Shelly Callaway
$949,900 (USD)
Gulf Lagoon Beach Area Single Family Home
Active
5310 Thomas Drive Panama City Beach, FL 32408
4 Bed
5 Baths
2396 sqft
MLS# 779080
Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool - PLUS a $10,000 Buyer Credit at Closing!
Turnkey STR | Short-Term Rentals allowed | NO HOA | NO Flood Zone | Prime Location
Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape.
With no HOA, no Flood zone, and full turnkey furnishings, this home is a rare find designed for both lifestyle enjoyment and income generation.
PROPERTY HIGHLIGHTS:
• 4 Bedrooms + Bonus/Game/Bunk Room | Sleeps 15 (or 29 w/ sister home next door also for sale)
• Open-Concept Main Floor with 10' Ceilings, Crown Molding & LVP Floors
• Chef's Kitchen with Stainless Appliances & Seating for 10-12
• Parking for 4 Vehicles + Golf Cart Friendly
• Hurricane Windows, Hardie Siding & Metal Roof for lasting durability
First Floor:
- Primary Poolside Master Suite w/ King Bed, Twin Bunk Nook, Double Vanity Ensuite & Direct Pool Access
- Bonus Bunk/Closet Room with Mounted TV
- Spacious Living Room & Dining for 8+ (extra bar seating)
- Chef's Kitchen
- Laundry Room | Guest Half Bath
Second Floor:
- 2nd Master Suite w/ King + Queen + Single Nook, Private Balcony & Ensuite
- Bedroom 3: Two Queens + Ensuite Bath + Gulf View Balcony
Third Floor:
- Bedroom 4 & Bonus Game Room: Bunks, Twin, Queen Bed, Wet Bar, Smart TV, Arcade Games
- Private Gulf View Balcony + Half Bath
WHY YOU'LL LOVE IT:
-Steps to Beach Access #7 - walk to sand, surf, dining & attractions.
-Relax in your heated saltwater pool oasis w/ gas grill & matching patio sets.
-Entertain on multiple balconies with sparkling Gulf Views.
STR Rental Revenue and GRI Actuals for 2024 & 2025 are available upon request.
High-yield income opportunity!
SLEEPS 15 -- Purchase alone or as part of a 2-home portfolio package (sleeps 29 combined)
A True Coastal Masterpiece!
Whether you're seeking a personal beach retreat, a vacation rental powerhouse, or a multi-home investment portfolio, this property delivers.
Relaxed, roomy, stylish, and vacation-lifestyle ready -- all just two blocks from the Emerald Coast.
Luxury. Location. Lifestyle. This one has it ALL!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Shelly Callaway
$949,900 (USD)
Gulf Lagoon Beach Area Single Family Home
Active
5312 Thomas Drive Panama City Beach, FL 32408
4 Bed
5 Baths
2396 sqft
MLS# 778899
Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool | STR | No HOA | No Flood | Turnkey | Vacation-Lifestyle Ready - PLUS a $10,000 BUYER CREDIT at Closing!
HIGH-YIELD INCOME POTENTIAL + TAX BENEFITS SAVINGS for this one or both properties for Sale SIDE-BY-SIDE.
Attention Investors, Beach & Pool Lovers! This 3-story Retreat is fully furnished, turnkey, and short-term rental ready with NO HOA or Flood. Just steps from the Emerald Beach, sand, local dining, attractions and Rick Seltzer Park, this property offers a rare blend of luxury living and strong rental potential.
Featuring 4 bedrooms including a bonus bunk/wet bar/game room, 3 ensuite baths & 2 half baths, the home comfortably sleeps 14 guests (or up to 29 when purchased with the side-by-side ''sister'' home for sale).
Guests will love the multiple balconies with Gulf Views, private heated saltwater pool, outdoor shower, 2 grills, and matching patio & dining sets -- an entertaining masterpiece.
Inside, enjoy an open-concept main level with living, dining, kitchen & laundry room featuring stainless appliances, and LVP floors.
The primary poolside 1st master bedroom with double vanity en-suite bath and private, large walk-in closet with a twin bunk are on the 1st floor.
On the 2nd floor, you'll find 2 bedrooms. The 2nd master with double vanity en-suite bath, private balcony & sitting area and the 3rd bedroom with 2 queens, double vanity en-suite Bath + private balcony await.
The 3rd floor offers the 4th, including bonus room & Gulf View balcony, bunks, queen bed, wet bar, and arcade games.
With 10' ceilings, LVP & Hardwood floors, Hurricane Windows, Hardie siding, Metal Roof, and parking for 4 vehicles + golf cart, this home was designed for both comfort and durability. Steps from dining, marinas, and attractions--this is a prime investment and luxury retreat in one! An Entertaining & Vacation MASTERPIECE!
$$$ INVESTORS $$$ HIGH-YIELD INCOME POTENTIAL for this one or both properties!
BONUS: The sister property next door (also for sale) sleeps 15. Together, both homes host 29 guests total, each with identical layouts, pools, and furnishings.
Unmatched portfolio or multi-home investor package opportunity!
Schedule your showing today!
GRI: Rental Revenue for 2024 & 2025 are available upon request.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Shelly Callaway
$594,000 (USD)
Seaview Village Area Single Family Home
Active
8410 Thomas Drive 4 Panama City Beach, FL 32408
3 Bed
3 Baths
1446 sqft
MLS# 779544
3BD | 3BA | STR ALLOWED | PRIVATE POOL | OUTSIDE SHOWER | FULLY FURNISHED | SLEEPS 8-10 | PARKING for 4 | BLOCK to GULF | BEACH ACCESS 20
Welcome to your dream coastal retreat! This stunning 3-bedroom, 3-bathroom Beach Home is the largest floor plan of only eight single-family residences in the exclusive Seaview Village.
Fully furnished and turnkey, with a private pool and outdoor shower, this property is perfectly situated just one block from the pristine Gulf of Mexico and Beach Access 20. Designed for both comfort and style, it can sleep 8-10 guests, includes four parking spaces, and is completely rental-ready—an outstanding opportunity for families or investors alike.
Property Highlights:
• Prime Location: Steps from the sugar-white sands and emerald waters of the Gulf, offering endless opportunities for beachside relaxation and recreation.
• Spacious Layout: Three bedrooms—two on the main level and one upstairs—each with en-suite bathrooms for ultimate comfort and privacy.
• Main-Level Retreat: A master suite with private pool access, a second en-suite bedroom with custom bunks, plus a laundry room with large stackable washer/dryer.
• Second-Level Living: Features another large master suite, open-concept living and dining with a fireplace, fully equipped kitchen, and private covered balcony—ideal for entertaining and maximizing rental appeal.
• Outdoor Oasis: Enjoy your own private pool, outdoor shower, covered patio with grill and seating, and balcony views toward the Gulf—perfect for sunrise coffee or sunset cocktails.
• Turnkey & Rental Ready: Thoughtfully furnished with coastal décor and all essentials, allowing for immediate use or income potential.
• Investment Opportunity: With a desirable location, private pool, and proven rental demand for similar homes, this property offers excellent potential as a high-performing vacation rental.
Don't miss the chance to own this exceptional beach home that combines modern comforts with unbeatable proximity to the Gulf.
Whether you're searching for a personal coastal sanctuary or a profitable investment, this home delivers the best of both worlds.
Schedule your private showing today and experience coastal living at its finest!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Shelly Callaway
$375,000 (USD)
Greenwood Estates 6 Area Condominium
Pending
7813 N Lagoon Drive 9F Panama City Beach, FL 32408
3 Bed
3 Baths
1352 sqft
MLS# 765546
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'
WATERFRONT LIVING with your own Private Covered Boat Slip, deep water access, and Dual Lifts -- a rare find on North Lagoon! This beautifully updated 3-bedroom, 2.5-bath condo comes fully furnished and turnkey, making it the perfect primary residence, second home, or investment opportunity.
Enjoy stunning sunrise and sunset views from this south-facing unit, plus quick access to Shell Island, the Gulf, and top fishing waters. Located in the highly desirable Greenwood Estates, just minutes to St. Andrews State Park, beaches, marinas, restaurants, and shopping.
Recent updates and meticulous care make this property truly move-in ready. HOA covers everything but Power for easy, low-maintenance living.
Strong recent interest -- don't miss your opportunity to secure this vetted waterfront gem.
This 3 Bedroom, 2.5 Bathroom North Lagoon beauty is one of the few condos offering a large, Covered BOAT SLIP with NEW dual lifts, built to accommodate a 30 Ft Boat +10,000 lbs. -- all INCLUDED in the Sales Price!
Completely furnished, updated, and 100% turnkey, this coastal retreat is designed for buyers who want luxury, convenience, and instant access to the water the moment they arrive.
The seller is open to negotiating their nearly brand-new, high-end 22' BENNINGTON Saltwater Edition Tritoon with only 15-20 hours of light use. Add that to your lifestyle package, and you're stepping into a premier boating paradise!
THE WATERFRONT ADVANTAGE: Your private, deep-water canal slip includes:
- Large, covered boat slip--a rare and valuable find
- All-new dual-motor lifts + updated cables & premium upgrades
- Designed specifically for high-end vessels (like the seller's luxury Bennington Tritoon)
- $50K-$75K in contributory value-- included in List Price!
Boaters will immediately recognize the value, convenience, and protection a covered, upgraded slip offers--this setup is as turnkey as the condo itself.
INSIDE YOUR FULLY FURNISHED, MOVE-IN READY RETREAT - Step into coastal perfection with:
- Beautifully updated interiors with modern, stylish furnishings
- A bright, open-concept living area that captures sunrise + sunset views
- 3 spacious bedrooms and 2.5 bathrooms designed for comfort and coastal living
- Fully furnished--bring your suitcase!
THE VIEW YOU'LL NEVER GET TIRED OF:
This south-facing unit delivers daily postcard moments--morning sunrises over the Lagoon and vibrant sunsets to close out the perfect day.
LOCATION: EVERYTHING YOU LOVE, MINUTES AWAY.
Nestled in the quiet, sought-after community of Greenwood Estates, enjoy:
- Quick boat access to Shell Island, the Gulf, and top fishing waters
- Nearby beach access, restaurants, marinas, boutiques, & grocery stores
- Close to St. Andrews State Park
- Low-traffic streets in a peaceful, waterfront neighborhood
HOA covers everything but power--simple, effortless living.
WHY BUYERS LOVE THIS UNIT:
Fully Furnished & Turnkey
Rare Covered Boat Slip + Dual Lifts
Updated & Move-In Ready
Negotiable High-End Tritoon Boat
Waterfront Views That Impress
Premier Location for Boaters & Beach Lovers Alike
This condo has been loved and meticulously maintained for years--and now it's ready for someone new to create their own waterfront lifestyle.
DON'T MISS THIS ONE -- WATERFRONT UNITS WITH FEATURES LIKE THIS are RARE!
If you're a boater, beachgoer, angler, or lover of all things coastal, this condo is the complete package you've been searching for.
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Shelly Callaway
$219,500 (USD)
Greenwood Estates 5 Area Condominium
Active
7813 N Lagoon Drive 5B Panama City Beach, FL 32408
2 Bed
2 Baths
961 sqft
MLS# 788250
Beautifully updated 2BR | 2BA GROUND FLOOR condo with side lagoon views in Greenwood Estates - Unit 5B!
Enjoy easy coastal living with NO STAIRS and a serene side water view right from your front porch. This fully updated, move-in ready home features a bright coastal palette, all new luxury trim and finishes, granite countertops throughout, and new stainless steel appliances.
The open-concept layout offers great natural light, while both spacious bedrooms include their own full bathrooms--ideal for guests or rental flexibility. Washer and dryer included for added convenience.
What truly sets this unit apart is its rare combination of updates, location, and lifestyle at this price point--perfect for a primary residence, second home, or long-term investment.
Located in the quiet, lagoon-front community of Greenwood Estates, residents enjoy a relaxed setting with access to a community pool, boat dock, and beautifully maintained grounds.
Boating enthusiasts will appreciate onsite gated boat & trailer storage ($50/month), along with several side boat dock access spaces for easy loading and unloading, plus multiple nearby public boat ramps for effortless days on the water.
Perfectly positioned in Upper Grand Lagoon, one of Panama City Beach's most desirable residential areas, you're just minutes from the beach, marinas, dining, shopping, and St. Andrews State Park.
Additional Highlights:
• LOW monthly HOA: Includes everything except power & internet (NO special assessments).
• NEW roof & storm-grade windows (2021/2022).
• NEW stainless steel kitchen appliances.
• Fresh coastal interior paint throughout.
• New luxury trim & finishes.
• Granite countertops throughout.
• LVP flooring throughout (NO CARPET).
• Updated lighting, ceiling fans & fixtures
• Major systems updated & well maintained.
• NO immediate replacement concerns.
• Energy-efficient components for lower utility costs.
• The building's exterior stairs were just replaced and will be painted next (already included in the approved budget).
Truly turn-key, updated, and ready for immediate enjoyment. Schedule your showing today!
Listing Courtesy of CENTRAL PANHANDLE / Century 21 Ryan Realty / Shelly Callaway
Opportunities this close to the Gulf with this level of walkability, capacity, and rental appeal are limited.
Prime Location. High STR Demand. Direct Gulf access with Private Pool. Investment-Grade Coastal Living.
This is as close as you get to having the BEST of the BEST compared to any other.
This exceptional 4BR/3.5BA Gulf-View coastal retreat offers a rare blend of refined beach living and high-performing investment potential--just 20 steps from the sugar-white sands and emerald waters of the Gulf.
Welcome to a luxury property designed for those who expect more: Privacy, Proximity, and more return on lifestyle and short-term rental investment income potential.
What truly sets this property apart is its rare proximity to the sandy Beaches--guests can step out the door and be on the beach in seconds. Combined with panoramic Gulf views, outdoor dining spaces, and a highly desirable layout, this home consistently checks the boxes that will drive higher nightly rates, strong occupancy, and repeat bookings.
- Perfect vacation rental appeal with accommodations for up to 12 guests comfortably.
- 20 Steps away from beach access (#8) with direct Gulf Views
- Private pool with LED lighting at night (seasonally heated)
- Walkable to beachfront dining including Schooner's beachfront Restaurant.
- Minutes to St. Andrews State Park, Shell Island excursions, incredible dining, entertainment & all that Panama City Beach and 30a has to offer.
- Strong appeal for short-term rental investors, second-home buyers, or luxury vacation ownership
- Parking for up to 4 vehicles
Designed for comfort, scale, and seamless indoor-outdoor living, this three-level home offers multiple entertaining zones, private retreats, and elevated Gulf-facing outdoor spaces.
FIRST FLOOR: Entertain & Unwind
A spacious open-concept layout anchors the home, featuring a large living area, dining space, and a fully equipped kitchen designed for hosting and comfort
Ground-floor bedroom suite with private pool access. Full bath with dual access (guest + ensuite). Expansive laundry room with owner lockout storage. Direct access to private fenced pool, grilling, and lounge area.
SECOND FLOOR: Elevated Comfort
Primary Suite with king bed, Gulf-facing balcony, dual walk-in closets, a large ensuite bath with a spa-inspired jacuzzi bath featuring soaking tub, and separate walk-in tiled shower.
Additional guest bedroom with bunk configuration (ideal for maximizing occupancy and rental revenue), full ensuite bath with abundant storage throughout.
THIRD FLOOR: Premium Experience Level
A standout feature for both lifestyle buyers and rental performance:
Oversized 3 bunk suite + sleeper sofa. A mini wet bar and a mini fridge for convenience and entertaining.
Expansive Gulf-View Terrace designed for sunset dining and elevated outdoor living.
This upper-level balcony delivers the ''million-dollar view'' experience--panoramic Gulf vistas, coastal breezes, and unforgettable sunset exposures that will drive both guest satisfaction and repeat bookings.
Morning coffee with ocean air. Afternoons by the pool or on the sandy Beach. Evenings defined by Gulf-Front sunsets painted in vivid coastal hues.
This is more than a home--it's a fully immersive coastal asset designed to generate both memories and measurable returns.